Low Down Payment
Refinance
Large Loan Amounts
ARMs
Flexible Qualifying Criteria
Construction
Loan Programs
We feature a variety of loan programs to suit most any need.
We've organized our loan programs according to the features they include. Use the icons to help select by loan qualifier. Select each loan program to learn more.
Conventional
Standard Conventional Loans are great for any borrower! Whether you're a first-time homebuyer, looking to purchase a second home, interested in purchasing an investment property or looking to refinance your current mortgage; Home Point Financial offers a variety of conventional loan options to fit your needs.
Advantages
- Purchase programs with as little as 3% down (owner-occupied)
- Fixed-Rate Mortgage options available with 10- to 30-year terms
- Adjustable Rate Mortgages (ARMs) available with low interest rate and adjusted payment over time
- Possibility of eliminating mortgage insurance
- Minimum Credit Score of 620