Proudly Offering North Carolina VA Loans
Are you a veteran interested in purchasing or refinancing a home in Charlotte, Raleigh, Durham, Greensboro or elsewhere in North Carolina? Home Point Financial proudly offers North Carolina VA Loans to American Veterans. NC VA Loans are available to veterans, active duty service members, US National Guard and reserve members, surviving spouses and others seeking home ownership in North Carolina.
Requirements and Eligibility for North Carolina VA Loans
- Eligible for NC homes which the qualified borrower is going to occupy
- Good credit score
- Sufficient income
- Valid Certificate of Eligibility
VA Loans (North Carolina) - Benefits and Features
- Down payment is not required for North Carolina VA Loans
- No prepayment penalties
- No private mortgage insurance to pay each month
- North Carolina VA Loan closing costs can be paid by the seller
- NC loans are assumable by qualified borrowers
- Veteran may reuse entitlements
There are a number of VA Loan programs in North Carolina including North Carolina Purchase Loans, Cash-Out Refinance, etc. Apply now or contact Home Point Financial's loan specialists to learn more about VA Loans in North Carolina.




