Purchasing a Home in South Carolina?

A state that holds such important historic landmarks, South Carolina is home to Fort Sumter National Monument; see where the Civil War’s first battle took place. While you’re in the "Palmetto State", one of the must-sees is the beautiful Myrtle Beach. Make sure to call Home Point Financial if you would like South Carolina to be your permanent home. From new home financing to refinancing and reverse mortgages, Home Point Financial has a competitive loan option for you. Home Point Financial has helped first time and seasoned homeowners in South Carolina find financing for many years. Our experienced team of South Carolina mortgage professionals have helped homeowners secure conventional, FHA, VA loans, reverse mortgages and much more in Columbia, SC, Charleston, SC, Fort Mill, SC, and throughout the state of South Carolina.

South Carolina Home Loans

Home Point Financial is a licensed South Carolina mortgage lender who remains true to its mission of providing competitive South Carolina loan options while maintaining the fastest closing rates in the industry. Home Point Financial offers a number of loan options in SC.

Competitive Mortgage Rates

South Carolina mortgage rates vary based on a number of factors including (but not limited to):

  • South Carolina loan type (conventional, FHA, VA, etc.)
  • Credit profile (buyer credit history, credit score, etc.)
  • South Carolina property type (single-family, multi-family, mobile home, etc.)
  • Mortgage term (15-year, 30 year, etc.)
  • Loan size
  • Appraisal value (home/property appraisal value)
  • Occupancy
  • Subordinate financing

Each of these factors affects the SC mortgage rates and our South Carolina mortgage specialists are available to provide specific answers based on your situation. In the meantime, Home Point Financial's South Carolina mortgage payment calculator will help estimate payments.

Contact a Mortgage Professional

Ready to take the next step in securing a South Carolina home loan? Apply Online or contact Home Point Financial and put our experience to work for you!


Try our comprehensive mortgage calculators

 

Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Lower your monthly payments today!

 

Rates are still near historic lows. It's not too late to refinance to lower your monthly payments.

Buying a new home?
We can help.

 

Our New Homebuyer page is full of information you need to get comfortable with the process.

Get started today!
Get a quote.

 

Simply share with us a few details to begin and we'll find the right financing for your particular needs.