Blog

How To Prepare Financially For Buying Your First Home

Posted by Home Point Financial on Dec 29, 2015

You just got married and you’re looking for the perfect new home to start your family in. You’ve never bought a house before so what can you expect? Buying your first home is a big deal. It can be an exciting time in your life, but it can also be overwhelming....

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Pre-Approval Vs. Pre-Qualification

Posted by Home Point Financial on Dec 17, 2015

In the world of mortgage, it may get confusing navigating the many different terms and labels that will be thrown at you throughout the process. At Home Point Financial, it is important to us that our customers know exactly what status they are at in their mortgage process, which is why we are dedicated to educating customers on the important must-know terms in home buying....

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Family Time During The Holiday Rush

Posted by Home Point Financial on Dec 9, 2015

With the holiday rush upon us, our life can get quite hectic. However, no matter how crazy our schedules get, we still need to make time to be with our families. Here are some fun family activities you can do to help you bond during the busy holiday season....

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Getting Your Home Ready for the Holidays

Posted by Home Point Financial on Dec 4, 2015

The holiday season is quickly approaching. Whether you are having people over for a large holiday gathering, or prefer a more mellow evening with just a little company, having your home dressed up for the holidays is sure to bring cheer. Here are some simple tips for getting your home holiday-ready!...

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Understanding Your Credit Score

Posted by Home Point Financial on Nov 24, 2015

A credit score is what lenders utilize to determine and evaluate what risk is associated with lending someone money. A credit score is typically needed before opening up a new line of credit, auto loan, a mortgage, or any other type of loan. Navigating a credit score report may be confusing, so here are the top things you need to know to understand your credit score....

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Making Smart Decisions When Applying for a Loan

Posted by Home Point Financial on Nov 20, 2015

Navigating all of the different types of loans and what you can afford as you begin the mortgage process may get confusing. Home Point Financial Corporation is here to help. It is important to make smart decisions when applying for a loan, especially in regards to your credit score, so here are some quick tips!...

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Celebrating Our Communities this Thanksgiving

Posted by Home Point Financial on Nov 17, 2015

Thanksgiving is a time to reflect on our lives, celebrate with family and it’s the unofficial kick-off to the holiday season. As we move into this busy time of year, and in the spirit of the season, it’s important to remember to give back and help those within our communities that may not have the means for everything they need, including food, clothes and shelter....

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Tips For a Trouble Free Thanksgiving

Posted by Home Point Financial on Nov 13, 2015

Thanksgiving is full of a lot of time in the kitchen. This can get stressful, especially as tensions run high when it is getting close to the feast! Use these tips for a trouble free Thanksgiving so that you can enjoy your time with family instead of being stressed....

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Thanksgiving Countdown Guide

Posted by Home Point Financial on Nov 11, 2015

Anyone preparing Thanksgiving dinner can attest to the long hours spent in the kitchen leading to the delicious meal. However, with a solid plan and preparation, this Thanksgiving you can safely breeze through the cooking process and spend more time with your family....

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Fall Homeowner's Checklist

Posted by Home Point Financial on Nov 5, 2015

For a homeowner, fall is the perfect time to make sure your home is in tiptop shape. The winter season puts a large burden on your home, so proper maintenance and protection during the fall will ensure your home makes it through whatever winter brings our way!...

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Halloween Trick-or-Treating Safety

Posted by Home Point Financial on Oct 30, 2015

As Halloween approaches, we would like to help you freshen up on some important Trick-Or-Treating safety so that you and your family can enjoy a spooky (but safe) Halloween!...

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Reverse Mortgage Changes

Posted by Home Point Financial on Oct 26, 2015

A reverse mortgage can be a great tool to utilize as a homeowner over the age of 62, but in 2015, new rules and regulations have been passed by the Federal Housing Authority and the Department of Housing and Urban Development that are designed to ensure that borrowers who apply for a reverse mortgage are financially sound and capable of handling the loan. As of April 27th, borrows will need to meet the requirements of a financial assessment....

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Connecting, Networking and Creating Community

Posted by Home Point Financial on Oct 23, 2015

Home Point Financial is a community-based organization. Our roots are important to us as well as getting involved on a local level. We empower our branches to support the community through sponsorships, support and events. It’s this community connection that keeps our staff in touch with customers through establishing quality partners and providing solutions for our clients....

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New Closing Disclosures – Clarity Before Signing (Consummation)

Posted by Home Point Financial on Oct 22, 2015

In an effort to help consumers understand their loan terms and fees before signing on closing day, the Closing Disclosure (CD) is now required at least three business days before closing. The design of the new document is to educate consumers on what the terms are in the short and long term and provide more clarity for associated loan and closing fees....

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Tips for the First Time Homebuyer

Posted by Home Point Financial on Oct 19, 2015

For the first time homebuyer, the prospects of what it actually takes to buy a home can be scary and overwhelming. Home Point Financial Corporation put together this list of the top things first time homebuyers should know before starting this process....

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