Home Loan and Mortgage Programs : Home Point Financial

Loan Programs

An FHA home mortgage loan is a loan insured against default by the Federal Housing Administration.

Whether a first-time home buyer, a growing family or an established homeowner looking for an investment...

Home Point Financial proudly offers VA Loans to American Veterans.

The government’s Home Affordable Refinance Program (HARP) has expanded to allow more homeowners to refinance...

Home Point Financial is pleased to announce we have USDA financing. This program is for low to moderate income families...

A Reverse Mortgage is a government-insured loan designed for borrowers who are 62 or older.

What is the difference between pre-approval and pre-qualification?

RealQual is a part of Home Point Financial's commitment to help you purchase your next home FAST & EASY!

Online homebuyer course with all the facts you need to navigate every step of the buying process.

Crunch the numbers for yourself to discover your monthly payment, total cost of loan and more.

Rates are still near historic lows. It's not too late to refinance to lower your monthly payments.

Our New Homebuyer page is full of information you need to get comfortable with the process.

Simply share with us a few details to begin and we'll find the right financing for your particular needs.

Loan Programs