Management Team

Chief Executive Officer (CEO)

William (“Willie”) Newman With 25 years of mortgage industry experience, Mr. Newman is an acknowledged expert and innovator in the field.

Mr. Newman was one of the primary architects behind InterFirst Wholesale Mortgage Lending (InterFirst). Over a period of 8 years, InterFirst grew from a small local mortgage originator to an industry leader in third party lending. In 1997, InterFirst’s parent company, Standard Federal Bank, was acquired by ABN AMRO. Over the following 10 years, Mr. Newman continued the build out of what became ABN AMRO Mortgage Group (AAMG). During his tenure, AAMG became a diverse, multi channel top 5 mortgage lender and top 10 mortgage servicer.

During his tenure at AAMG, Mr. Newman demonstrated the ability to spot opportunity and innovate. Most notably, Mr. Newman led the development of the first Internet-based wholesale lending portal known as MOAI. He also rebuilt Mortgage.com into a leading consumer direct website and lending operation. Finally, Mr. Newman started ABN AMRO Capital Markets Group (AMCAP), which became a leader in direct distribution of originated whole loan products.

Most recently, Mr. Newman built Cole Taylor Mortgage (CTM) from scratch . Over his 4 ½year tenure, CTM became a top 40 lender; a top 40 servicer; and a major contributor to Cole Taylor Bank’s financial performance.
Mr. Newman holds a BBA in Finance from the University of Michigan and an MBA in Finance and business economics from Wayne State University.

 

Chief Operating Officer (COO)

Mike Kaysen is an accomplished mortgage executive with over 20 years of experience working with leading mortgage banks, GSE’s and mortgage industry service providers. He has broad experience in mortgage including business strategy, operations, credit policy, risk management, compliance and loan quality.

Mr. Kaysen was most recently the Chief Operating Officer of United Shore Financial Services located in Troy Michigan. Mr. Kaysen began working with USFS in early 2011 to transform a 20 year old family owned business into one of the leading U.S. mortgage banks. Under his leadership USFS led the industry in growth, growing from a small FHA lender to become the leading U.S. wholesale lender. Mr. Kaysen was responsible for the implementation of large scale operations to facilitate rapid growth while also diversifying the company’s product mix and adding origination channels. Production volume has grown from $2 B to $10 B annually under his leadership.

Previously Mr. Kaysen served as Managing Director in PwC’s Consumer Finance Group were he was a member of the leadership team and led the strategy and operations service offerings. As a consultant in the mortgage industry he worked at the executive and board level with premier mortgage banks and advised mortgage clients on issues at the top of the CEO agenda.

Mr. Kaysen is a Certified Mortgage Banker and is a frequent speaker at industry events and has served as an author and contributor to thought leadership in PwC’s Banking and Capital Markets and Consumer Finance publications.

Mr. Kaysen holds a Masters in Management from Northwestern University’s Kellogg Graduate School of Management and a B.S. in Computer Science from Northern Illinois University.

 

Chief Financial Officer (CFO)

Brian Kuelbs has served in senior management roles at leading financial institutions including Nationstar Mortgage, Lehman Brothers, Aurora Bank, Fannie Mae, Countrywide, and GMAC. Mr. Kuelbs has built high performance organizations which redefined industry standards for high touch residential mortgage servicing, the strategic use of proprietary mortgage REITs and Savings Banks, and the development of innovative capital light balance sheet financing structures. A dynamic, creative executive, he has a proven track record of building exceptionally talented teams and successfully leading organizations through periods of high growth, financial restructuring, and divestiture.

Mr. Kuelbs previously served as a Senior Advisor to the Chief Executive Officer and Chief financial Officer of Nationstar Mortgage, a Fortress Investment Group LLC portfolio company. There he provided strategy and execution capabilities for capital management, enterprise risk modeling, institutional investor business development, and transaction execution.

Prior to Nationstar, Mr. Kuelbs served as the Chief Financial Officer and Chief Investment Officer of Aurora Bank FSB/ FNA Lehman Brothers Bank FSB, where he led the restructuring and sale of Aurora Bank FSB.

Mr. Kuelbs is a speaker at industry events and regularly contributes housing finance insight and analysis to the housing market equity research produced by Zelman & Associates.

Mr. Kuelbs earned a Masters of Business Administration from the University of Notre Dame, with honors, and a Bachelors of Business Administration from the University of Wisconsin-Madison, with majors in Mathematics, Quantitative Analysis, and Finance.

 

Chief  Risk Officer (CRO)

Rob Spellman began his Mortgage Banking career in 1985. He has held senior leadership roles at Flagstar Bank, OneWest Bank, Indymac, Fannie Mae and Washtenaw Mortgage.

His career began at Washtenaw Mortgage, creating their Secondary Marketing hedging and delivery program as well as their Wholesale Lending Channel -- growing Washtenaw Mortgage from a start up to one of Fannie Mae’s top 40 seller/servicers. While at Fannie Mae Mr. Spellman served as a consultant/subject matter expert in product development and risk management for the International Housing Finance Services group on projects in the Caribbean, South America and England.

At Flagstar Bank, he served as EVP Mortgage Banking Production leading the sales and marketing group to record revenue in 2012. At Fannie Mae he was the lead product developer for Flex 100, InterestFirst, Enhanced Streamline Refinance and LIBOR based ARMs.

Mr. Spellman earned his MBA and BA – Economics from the University of Michigan in Ann Arbor.

 

Chief Production Officer (CPO)

Brian Brizard previously served as the Principal and Founder of 3AB Funding Co. Prior to joining 3AB, Mr. Brizard was with Sallie Mae Home Loans for five years, where he served as President of the home lending group and Vice President of the parent SLM Corp. He helped developed Sallie Mae’s multi-billion dollar retail branch network and wholesale channel which originated and serviced loans in 43 states. Mr. Brizard founded Pioneer Mortgage in 1991, and grew the company from a small mortgage broker to a multi-state mortgage lender with more than $1 Billion in annual volume. Pioneer Mortgage was named an Inc. 500 Company in 1999 and 2002, in recognition of its exceptional rate of growth. He led the sale of Pioneer to Sallie Mae in 2003. At Pioneer he served as President and CEO, and built an exceptional and talented sales force. Under his leadership, Pioneer’s originators were frequently recognized as top producers in mortgage industry annual volume surveys.

Mr. Brizard’s professional career has included working with several innovative and successful companies in mortgage, real estate, title insurance, and technology. He served as Board Member and CFO for Online Tech, where he helped lead a sale of the firm to News Press Gazette Company in August 2012. He remains active as a board member of several portfolio companies of 3AB.

Mr. Brizard holds a Bachelor of Science degree in Business Administration from California State University at Sacramento and an MBA with Finance Concentration from Wayne State University in Detroit.


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